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Yachting on South Carolina Waterways - Some Things You Need To Know

Yachting - Live Large On South Carolina Waterways With New Boats Over 40 Feet

IMAGE: Luxury Boat - Hilton Head Yacht Club, South CarolinaThe length of a boat is one of the most important factors affecting the boat's price on the South Carolina market. Generally, for both insurance and cost purposes, any boat over 40 feet in length is considered to be a yacht.

The type of boat does not matter as long as the vessel is motor-powered and used for recreation in South Carolina, and featuring comfort and amenities. The size of a boat also affects how what insurance you can purchase from a South Carolina underwriter. Purchasing boats over 40 feet in length also involves knowing how the measurements are taken, since there is no boating industry standard to that determines boat length. The issues with which owners of boats over 40 feet must contend are covered below.

Determining Boat Length Measuring System In South Carolina

With the advent of integrally molded bow pulpits and built-in swim platforms on many recreational boats sold in South Carolina, there has been a lot of confusion over how a boat length should be properly represented. A few, though certainly a minority, of boat builders have included the bow pulpit in the length over all (LOA).

Most others use what is known as length on deck (LOD) that does not include the length of the pulpit. A number of South Carolina boating experts say the proper length to use is the length exclusive of the pulpit, or the LOD, although that number is most often expressed as the LOA.

Different Categories Of 40-Foot Boats In South Carolina

It's difficult enough for an experienced South Carolina boater to find the perfect large 40-foot boat, but for a first-time boater it can be even more difficult. However, there are a few key areas that can help your quest to find the perfect large boat. Boats will typically fall into five categories:

  • - Fishing Boats
  • - Power Boats
  • - Sailboats
  • - Personal Watercraft
  • - Self Powered Boats

Most boats of 40 feet of length and longer are in two major categories: Power boats and sailboats.

Power Boats —Power Boats are the most popular types of 40-foot or larger boats sold, which contributes to the varied designs that can be sought. Power boats with seating in the front are called bowriders, and are mainly used for towing skiers or rafts. They can also be used for fishing as well. To do this, there are many ski and fish combined power boats available.

Sailboats —Sailboats over 40 feet in length are probably the most difficult boat to pilot for any South Carolina sailor. Again, as with other types of boats, large sailboats have several varied designs.

Marine Insurance For 40-Foot Boats In South Carolina

You'll need a specific kind of marine insurance depending on the specific classification under which your South Carolina boat falls. If your vessel is beyond 26 feet long, it is classified as a "yacht" and requires coverage under a different insurance plan. Also determine the value of your boat and its depreciation costs. These important pieces of information will help your decide about the right kind of insurance coverage for your 40-foot or larger boat.

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